Activity

Home » Activity

모바일상품권현금화

Recognized as one of MEF’s "10 Secret Mobile Trends for 2015", the creation of methods to transform "cash" to "digital loan" is essential to allowing mobile & Web commerce. Printed vouchers are very concrete. Coupons displayed on smart devices acquire a comparable customer sentiment. Vouchers act as a receipt, and can be saved or forwarded to others. When the consumer receives a coupon, they feel that they have gotten something for their payment. For numerous consumers, this feeling is not the very same when they receive a virtual top-up or comparable virtual deal.

Example– you sell books online. How do you take an order from Africa when the consumer doesn’t have a credit card or your payment gateway does not accept credit cards from that nation? Presuming that one of the digital currencies is being dispersed because country then the customer might acquire a Coupon and redeem it at your check-out. And what about currency problems– well, you would either accept a voucher in the local currency, or the distributor would offer coupons denominated in, say, USD or Euro, in the local currency.

Circulation channels that disperse vouchers comprehend that the transactions can not be repudiated– and as such will just buy coupons from a greater level in the circulation channel that will offer vouchers that stand. Every layer in the distribution channel will prepay for coupons. As such, vouchers amount to cash and are not trifled with. From the perspective of the provider, coupons are just offered to the distribution channel when they are spent for. For the material company, they will have trust that the voucher company will settle with them due to the fact that the voucher company has actually been prepaid for all dispersed vouchers. The real dangers belong to internal scams at the coupon company, and this risk can be mainly mitigated by good organisation procedures.

Coupon management is a robust "here and now" solution that suits any economy and any type of circulation channel and allows for the conversion of cash to a digital payment technique. So, any country, any government, any seller, any MNO, or any financial institution can allow their consumers to access a digital payment method. No awaiting credit or debit cards, no need for savings account or even mobile money accounts. A widely comprehended approach of buying a coupon and redeeming the PIN for an excellent or service, readily available to any customer on the planet.